New Jersey Automobile Insurance -

: Provides the most comprehensive options and higher coverage limits.

: Protects you if you are hit by a driver with little or no insurance. Recent and Upcoming Law Changes new jersey automobile insurance

New Jersey law requires all drivers to carry three specific types of coverage: : Provides the most comprehensive options and higher

: This "no-fault" coverage pays your medical expenses regardless of who caused the accident. : Drivers must choose between a "Limitation on

: Drivers must choose between a "Limitation on Lawsuit" (limiting the right to sue for non-economic losses like pain and suffering) or "No Limitation on Lawsuit" (full right to sue, typically with higher premiums). Assigned Risk and High Rates

: Minimum bodily injury liability increased to $25,000 per person and $50,000 per accident.

: For drivers unable to find coverage in the voluntary market due to high risk, the NJAIP assigns them to an insurer.