Bridging Loan To Buy House (2026)

These have a fixed repayment date, usually based on a finalized sale date for your old property.

A bridging loan (or "bridge loan") is a short-term financing tool used to "bridge" the gap between the purchase of a new property and the sale of an existing one. It provides immediate cash flow, allowing you to secure a new home without waiting for your current house to sell. bridging loan to buy house

Bridging loans are against property, meaning your home acts as collateral. They typically last between 3 and 12 months , though some terms extend to 3 years. These have a fixed repayment date, usually based