What To Do When Buying A House May 2026

The Ultimate "Before You Buy" Survival Guide: 5 Steps to Your Dream Home

Beyond the down payment, remember to set aside funds for closing costs (typically 2%–5% of the home price) and an immediate maintenance buffer for repairs or move-in essentials. 2. Hire Your "Dream Team" what to do when buying a house

Aim to keep your total monthly housing costs—including mortgage, taxes, and insurance—under 28% of your gross monthly income . The Ultimate "Before You Buy" Survival Guide: 5