: Speed and flexibility are driving owners toward non-bank lenders. Approximately 74% of small businesses now prefer these solutions for working capital over traditional banks.
Small business confidence heading into 2026 remains resilient, with 94% of owners projecting growth despite persistent inflation and tight credit standards.
: Large banks have become more selective, with approval rates for small business applications dropping as low as 13% for some institutions in early 2025.
: Speed and flexibility are driving owners toward non-bank lenders. Approximately 74% of small businesses now prefer these solutions for working capital over traditional banks.
Small business confidence heading into 2026 remains resilient, with 94% of owners projecting growth despite persistent inflation and tight credit standards.
: Large banks have become more selective, with approval rates for small business applications dropping as low as 13% for some institutions in early 2025.