Should You Buy Gap Insurance May 2026

: You rolled debt from a previous vehicle into your new car loan.

: Gap insurance pays the remaining debt to your lender so you aren't stuck paying for a car you no longer own. When You Should Buy It should you buy gap insurance

: If your car is stolen or totaled, standard comprehensive insurance only pays the current market value. : You rolled debt from a previous vehicle

: Your repayment period is 60 months or longer . should you buy gap insurance

: You put down less than 20% of the car's price.