Should I Get Car Insurance Before Buying A Car Guide

If you currently own a car and have insurance, your provider likely offers a (usually 7 to 30 days) that automatically extends your current coverage to a new vehicle.

Yes, you generally need to arrange car insurance or at the same time you purchase a car. In nearly every state, you cannot legally drive a newly purchased vehicle off the lot without active coverage. 🚗 Why You Need Insurance Before Buying

If you are financing or leasing, your lender will require full coverage (collision and comprehensive) to protect their investment.

You can often drive away by showing your existing insurance card, but you must add the new VIN to your policy within the grace period. 2. You Are a First-Time Buyer

Call your agent to confirm your policy includes this benefit.

Driving without insurance is illegal in all states except New Hampshire, and penalties include fines, license suspension, or jail time.

Get quotes using the year, make, and model of the car you want.