To qualify for Rent to Buy in England , you must meet several requirements:

The scheme is a UK government-backed initiative designed to help working households transition from renting to home ownership by providing subsidised rent . It is currently active in 2026 through the Social and Affordable Homes Programme (SAHP) 2026 to 2036 . How the Scheme Works

The 20% savings are intended to be set aside as a deposit for purchasing the home.

Operated through the Co-Ownership organisation (check their official site for current application status).