If your score is at least 580, you may qualify for the minimum down payment of just 3.5% .
For eligible veterans, active-duty service members, and surviving spouses, VA loans offer some of the most flexible credit requirements. programs for buying a home with bad credit
The VA itself does not set a minimum credit score, though individual lenders (like Veterans United or Navy Federal ) often set their own "overlays," typically around 580 to 620 . If your score is at least 580, you