(e.g., a new car loan or credit card). Avoid large, unexplained deposits into your bank accounts.
for the last 60 days (checking, savings, and money market accounts). Investment statements (401k, IRA, or brokerage accounts). pas requirements home buying
: You must prove you have the funds for a down payment and closing costs. pas requirements home buying
To obtain a pre-approval, lenders generally require documentation and proof across four main categories: pas requirements home buying
: Your credit profile determines your eligibility and interest rate.
if possible, as a career change during the process can trigger a re-evaluation.