Maryland Car Insurance Laws May 2026

: A minimum of $2,500 is required, though it can sometimes be waived for certain family members. Key Maryland Auto Insurance Laws

: $30,000 per person and $60,000 per accident. Property Damage Liability : $15,000 per accident. maryland car insurance laws

: Matches the liability minimums ($30,000/$60,000 for injury; $15,000 for property) to protect you if hit by an uninsured driver. : A minimum of $2,500 is required, though

Maryland is a state for car insurance, meaning the driver responsible for an accident is liable for the resulting damages. State law requires all vehicle owners to maintain specific minimum insurance limits to legally operate or register a vehicle. Minimum Insurance Requirements (30/60/15) : A minimum of $2