"Do you report my on-time payments to Experian, Equifax, or TransUnion?"

If they do not report your payments, your credit score will not improve even if you pay perfectly every month. 📍 Navigating Dealerships in Marietta

Because BHPH dealerships do not rely on traditional credit checks, you must prove your ability to pay. Bring the following:

If a dealer refuses to let a mechanic look at the car, walk away immediately. 3. Check if They Report to Credit Bureaus Many people use BHPH lots to rebuild their credit.

A utility bill or lease agreement in your name.

Instead of borrowing from a bank, you borrow directly from the dealership and make your payments directly to them. This makes approval much easier and relies on your steady income rather than your past credit score.

Must be active and valid in Georgia.