Kupiec Niebios V1 6 7-simplex -

: Keep at least 1,000 gold as a cushion. If you run out of money and can't pay your crew, the game features a permadeath mechanic (though the Bank may offer a one-time loan).

: Focus on letter delivery quests early on. They provide steady gold and Guild Tickets needed for progression without requiring initial capital for inventory. Kupiec niebios v1 6 7-SiMPLEX

: Buying a large ship too early can drain your funds through higher maintenance and crew costs. : Keep at least 1,000 gold as a cushion