: You must have a PayPal account in good standing.
: Review the payment schedule and loan agreement before confirming your purchase. how to use paypal buy now pay later
: Open the PayPal app, enter the estimated purchase amount, and apply for Pay Monthly . : You must have a PayPal account in good standing
: Complete a brief application. PayPal will perform a soft credit check (which does not impact your credit score) and provide a decision in seconds. : Complete a brief application
: While PayPal does not charge late fees, missing payments can still result in restricted access to future loans and may eventually impact your credit score if the account becomes significantly delinquent.
: Payments are typically handled via autopay using your linked debit card, credit card, or bank account. For In-Store Shopping (Pay Monthly only)
: If approved, select your preferred repayment term (e.g., 6 or 12 months).