How To Buy Medicare Insurance May 2026
Buying Medicare insurance is a multi-step process that involves enrolling in the government program first and then deciding on private supplemental coverage. The fastest way to start is by creating a my Social Security account to enroll online. 1. Enroll in Original Medicare (Parts A & B)
You can buy Medigap or Advantage plans from companies like State Farm (rated best overall for Medigap) or Mutual of Omaha.
Once enrolled in Parts A and B, you typically choose one of two ways to "fill the gaps" in coverage: how to buy medicare insurance
Check if your specific treatments, like Prolia injections for osteoporosis, are covered under the plan’s formulary or Part B benefits. 4. Finalize Your Purchase
These are "all-in-one" plans offered by private companies like Aetna or UnitedHealthcare. They usually include drug coverage and may offer extras like dental or vision, but they often require you to use a specific network of doctors. 3. Compare Plans and Costs Buying Medicare insurance is a multi-step process that
Costs vary significantly based on your location and health needs.
A licensed insurance broker can help compare multiple private plans at no cost to you. Enroll in Original Medicare (Parts A & B)
Before you can buy private plans, you must have Original Medicare.