Man on phone waiting for train

In this setup, the seller acts as the bank. Instead of getting a lump sum from a lender, you make monthly payments directly to the seller.

: If the seller owns the building "free and clear" (no existing mortgage), they may agree to zero down if you can prove you have the experience to manage and improve the property's value. 2. Master Lease Option (MLO)

: You negotiate a purchase price and interest rate with the owner.

You provide the "sweat equity"—finding the deal and managing the property—while a partner provides the "cash equity" for the down payment.

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6 Comments

  1. My longtime favourite is Solomon’s Boneyard (see also: Solomon’s Keep!). I’ll have to check out Eternium because it might be similar — you pick a wizard that controls a specific element (magic balls, lightning, fire, ice) and see how long you can last a graveyard shift. I guess it’s kind of a rogue-lite where you earn upgrades within each game but also persistent upgrades, like magic rings and additional unlockable characters (steam, storm, fireballs, balls of lightning, balls of ice, firestorm… awesome combos of the original elements.)

    I also used to enjoy Tilt to Live, which I think is offline too.

    Donut county is a fun little puzzle game, and Lux Touch is mobile risk that’s played quickly.

  2. Thank you great list. My job entails hours a day in an area with no internet and with very little to do. Lol hours of bordom, minutes of stress seconds of shear terror !

    Some of these are going to be life savers!

  3. I’ve put hours upon hours into Fallout Shelter. You build a Fallout Shelter and add rooms to it Electric, Water, Food, and if you add a man and woman to a room they will have a baby. The baby will grow up and you can add them to an area to help with the shelter. Outsiders come and attack if you take them out sometimes you can loot the body to get new weapons. There’s a lot more to it but thats kind of sums it up. Thank you for the list I’m down loading some now!

    1. Oh man, I spent so much time on Fallout Shelter a few years ago! Very fun game — thanks for the reminder!

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