How To Buy | A Home With No Credit

: Proof of 12–24 months of on-time payments for rent, utilities, cell phone, internet, and insurance.

Manual underwriting is the primary tool for no-credit home buying. A loan officer will personally review your financial life, focusing on: how to buy a home with no credit

: At least two years of consistent employment and income, verified through tax returns, W-2s, and pay stubs. : Proof of 12–24 months of on-time payments