Immediate, unexpected home repairs (leaky roofs, broken HVAC) Sudden job loss or medical emergencies Furnishing and moving costs 📊 Example Breakdown: $400,000 Home

📌 Before you actively fall in love with a house, get pre-approved by a lender to know exactly what you can actually afford.

Never drain your bank account to $0 to buy a house. You need a cash cushion post-closing for: