Guide To Buying Your First Home | Pro × 2025 |

Do you have (e.g., credit score or down payment size)?

: Determine a manageable monthly payment rather than just the maximum amount a bank will approve YouTube . Generally, housing costs should be roughly 25%–30% of your gross income Fannie Mae . guide to buying your first home

: A pre-approval letter from a lender specifies how much you can spend and shows sellers you are a serious buyer Own Up . Do you have (e

Underestimating hidden costs like maintenance, property taxes, and moving expenses TruStage. Do you have (e.g.