Government Housing Help To Buy Access

You must be a first-time buyer with a household income under £80,000 (£90,000 in London).

Open to both first-time buyers and home-movers for properties up to £600,000. government housing help to buy

In 2026, government help for buying a home focuses on discounts, small deposits, and shared equity rather than the original "Help to Buy" loan, which has closed in most areas. 1. First Homes Scheme (England) You must be a first-time buyer with a

The home must cost less than £250,000 (£420,000 in London) after the discount. 000. In 2026