Free Online Credit Reports -

: Call 1-877-322-8228 to have your report processed and mailed within 15 days.

Under federal law, you are entitled to a free copy of your credit report from each of the three major nationwide bureaus—, Experian , and TransUnion —every 12 months. Currently, a program initiated during the COVID-19 pandemic has been made permanent, allowing you to access these reports for free once a week . Official Source for Free Reports

is the only official website authorized by the federal government to provide these free reports. Alternative methods to order include: free online credit reports

You receive a notice that you were , insurance, or employment based on your report (request must be made within 60 days).

Annual Credit Report Request ServiceP.O. Box 105281Atlanta, GA 30348-5281 Special Eligibility for Additional Free Reports : Call 1-877-322-8228 to have your report processed

You are and plan to look for a job within 60 days. You receive public welfare assistance . Your report is inaccurate due to fraud or identity theft .

specifically offers U.S. consumers six additional free reports per year through 2026. Important Considerations Free Credit Reports - FTC Consumer Advice Official Source for Free Reports is the only

: Complete the Annual Credit Report Request Form and mail it to: