Fees When Buying A House (FHD 2025)

Meet Sarah and Mike. They just found their dream cottage for $400,000. They have their 20% down payment ready, but their lender just handed them a "Loan Estimate" that made them realize the sticker price was only the beginning.

: A title company charged about $300–$2,500 to search public records and ensure no one else could claim ownership of the home . fees when buying a house

: They paid $300–$500 for a pro to crawl through the attic and check for leaks. This was an out-of-pocket cost paid directly to the inspector . Meet Sarah and Mike

More than a Mortgage: Eight Surprising Costs of Buying a Home : A title company charged about $300–$2,500 to

: Their local county charged $20–$250 just to update the public records with their names as the new owners . The "Advance Payment" Fees