A legitimate business will not pressure you to pay immediately. Take time to think it over.

Be suspicious of unexpected phone calls, emails, or texts claiming you owe money or have won a prize.

Check the company's official website directly rather than relying on the contact information provided by the person reaching out.

Never give your Social Security number, bank account details, or passwords to someone who contacts you unexpectedly. 4. Common Types of Cons

Fake emails/texts pretending to be legitimate companies to steal personal information.

Scammers often ask you to pay via wire transfers, gift cards, or cryptocurrency, which are hard to track.

Investigate the person, company, or organization thoroughly before providing any information or money.