: You qualify if you haven't owned a primary home in the last two years .
If you are buying a primary residence, you can withdraw funds early, but you are generally limited to a under the "first-time homebuyer" exception. can you buy a house with ira money
: Funds must be used for "qualified acquisition costs" (down payment, closing costs, or building) within 120 days of withdrawal. : You qualify if you haven't owned a