: Expect to put down a larger deposit than a standard FHA loan. Most ITIN loans require a down payment of 15% to 20% , though some programs may vary.
: Look for lenders like United Mortgage or local credit unions that explicitly advertise ITIN loan products. can i buy a house with my itin number
: You will likely need to work with private lenders, credit unions, or mortgage companies that specialize in non-traditional loans, as major banks may have stricter SSN requirements. : Expect to put down a larger deposit
: Check if the loan has a fixed rate or an Adjustable-Rate Mortgage (ARM), as this will impact your long-term monthly payments. can i buy a house with my itin number