Most Canadians receive private coverage through employer-sponsored group plans, but individual plans are increasingly common for freelancers, retirees, or those in the gig economy. Learn about other types of health insurance - Canada.ca
Dental care (cleanings, braces), vision (exams, glasses), prescription drugs, and paramedical services (physiotherapy, massage, mental health counseling). 2. How to Buy Health Insurance in Canada buy health insurance canada
In Canada , the question isn't whether you have health insurance—since all citizens and permanent residents are covered by the public "Medicare" system—but rather how to bridge the gaps that Medicare leaves behind. Private health insurance in Canada acts as a supplemental layer, covering essential services like dental, vision, and prescription drugs that can otherwise lead to thousands in annual out-of-pocket costs. 1. Understanding the Canadian "Hybrid" System How to Buy Health Insurance in Canada In
However, approximately (67% of the population) carry private insurance to cover what Medicare does not. family doctor visits
Canada’s healthcare is a partnership between public and private sectors. Public health insurance (administered by provinces like OHIP in Ontario or MSP in BC) covers "medically necessary" services like doctor visits and hospital stays at zero direct cost.
Hospital care, surgeries, family doctor visits, and diagnostic tests.