Buy Disability Insurance [OFFICIAL]
You can add features like a Waiver of Premium (you don't pay premiums while disabled) or Residual Disability (pays a partial benefit if you can only work part-time). The Bottom Line
Many employers offer basic coverage. However, these are often "any occupation" policies (meaning they only pay if you can't work any job) and may not be enough. buy disability insurance
Start by comparing quotes from major providers like HDFC Life or Tata AIA to find a plan that fits your budget and needs. You can add features like a Waiver of