NOTICE: Due to the lapse in federal funding, portions of this website may not be updated and some non-disaster assistance transactions submitted via the website may not be processed or responded to until after appropriations are enacted.  Click here for more information.

An official website of the United States government

Dot gov

Official websites use .gov
A .gov website belongs to an official government organization in the United States.

Https

Secure .gov websites use HTTPS
A lock () or https:// means you’ve safely connected to the .gov website. Share sensitive information only on official, secure websites.

Auto Interest Rate Online

The following table provides a snapshot of current rates from major lenders for a typical new car loan: Car Loan Interest Rates & Charges (Apr 2026) in India

In April 2026, auto loan interest rates in India for new cars typically start from at public sector banks and range up to 12% at private lenders. Used car loans generally carry a premium of 2% to 4% over new car rates, with typical starting points around 10.50% to 12.95% . Current New Car Loan Rates (April 2026) auto interest rate