Auto Insurance New Jersey < 2024 >

$15,000 minimum (can be increased up to $250,000).

Navigating Auto Insurance in New Jersey (2026) Auto insurance is mandatory for every vehicle registered in New Jersey . Driving without it can lead to severe penalties, including fines, license suspension, and potential jail time. As of , the state has implemented the second phase of a multi-year plan to increase minimum liability limits to better reflect modern medical and repair costs. Mandatory Minimum Requirements (2026) auto insurance new jersey

The most common choice. It offers customizable coverage, higher liability limits, and the option to add comprehensive and collision protection. $15,000 minimum (can be increased up to $250,000)